My Story

My career in personal finance began with watching my mother balance the family budget and make decisions about where to spend and where to cut back. She taught me the value of hard work and dedication and instilled in me the ambition to do better - to have enough money to plan for the future. My mother emphasized the importance of financial independence, particularly for a woman. Because of her influence and guidance, I understand how money provides choices and options.

These lessons stayed with me as I strived to build my own savings and achieve fiscal independence.

With over 30 years in money management, I know how quickly assets can grow with smart investing. Not many professions demand a deep understanding of economic and corporate events and their effects on security prices and valuation. The intellectual stimulation was, and continues to be, captivating and invigorating. I realized I love the challenges and rewards of investing, and above all, I feel a great sense of satisfaction watching portfolio values grow with professional asset management.

Refresh Investments helps individuals and non-profits improve their financial picture by building the ‘right’ portfolios for them. Balancing asset risks and returns is both an art and a science, and I love doing it. My goal is to build wealth for my clients by implementing smart and sound investment strategies and prudent portfolio management. They invest with me, and I invest in each of them and their unique ambitions.